Downtown Homes under $1.25 million

Welcome to Downtown, California – a vibrant and dynamic subdivision that perfectly encapsulates the essence of urban living while offering a charming community atmosphere. Nestled in the heart of the state, Downtown is a thriving hub that seamlessly blends modern amenities with a rich cultural heritage. This area is known for its eclectic mix of shops, trendy eateries, and artistic spaces, making it a desirable destination for both residents and visitors alike.

One of the most appealing aspects of Downtown is the availability of homes priced under $1.25 million. Here, you can find a diverse range of properties that cater to various lifestyles and preferences. From chic lofts with stunning city views to cozy bungalows with quaint gardens, there’s something for everyone. These homes not only offer affordability but also provide the perfect canvas for personalization, allowing you to create a space that truly reflects your unique style.

Living in Downtown means enjoying the best of both worlds – the excitement of city life and the comfort of a close-knit community. Residents have easy access to public transportation, making commuting a breeze, while numerous parks and recreational areas provide ample opportunities for outdoor activities. With a strong sense of community and a calendar full of local events, Downtown fosters connections among neighbors.

If you’re seeking a vibrant lifestyle in a bustling urban setting without breaking the bank, Downtown, CA, is the perfect place to call home. Come explore the possibilities and discover your dream home in this charming subdivision today!

Newest Downtown Homes under $1.25 million

$557,900

1 Beds ⋅ 1 Baths ⋅ 260024234SD MLS

Elevated 20 stories above the heart of Little Italy, this sun-drenched high-rise residence delivers the ultimate front-row seat to Downtown San Diego’s glowing skyline. Designed for buyers who refuse to compromise on lifestyle or location, the interior impresses with soaring 9-foot ceilings, chic updated lighting, and crisp designer finishes throughout. Cooking and entertaining are effortless in the upgraded kitchen, featuring rich granite countertops, sleek cabinetry, and an open layout that flows directly into the main living space. Anchor your evenings beside the warm gas fireplace or step through sliding glass doors onto your private covered balcony to soak in dramatic city light views. Life at Treo offers a full-service boutique resort experience, complete with 24-hour security, a heated pool and spa, a state-of-the-art fitness center, an elegant resident lounges, and lush courtyard barbecue areas. Walk directly out into San Diego’s most vibrant neighborhood, where award-winning dining, artisanal espresso, the famous Saturday Mercato, and scenic waterfront strolls along the bay become your everyday reality.

1240 India St Unit 2005, Downtown

Listing courtesy of Listing Agent: Chad Dannecker (chad@danneckerandassociates.com) from Listing Office: Compass.

$675,000

1 Beds ⋅ 1 Baths ⋅ 260024167SD MLS

From your private balcony at Harbor Club, one of downtown San Diego's most sought-after addresses, you'll enjoy views of the Convention Center, the city skyline, and the building's lush tropical gardens and pool below. This is the kind of home that draws you in the moment you walk through the door. Sunlight pours through walls of windows, warming the hardwood floors and filling the open living space with an effortless glow. It's the kind of room where a quiet dinner at home feels just as special as a night out. And with the Gaslamp Quarter, the Marina, and Petco Park all just steps away, you'll have plenty of both. The kitchen keeps you part of the conversation while you cook, with clean white surfaces that make everything feel fresh and simple. When the day winds down, the primary suite becomes your own private escape with sliding glass doors open to the balcony, and the en-suite bath with a travertine walk-in shower and deep soaking tub. Living at Harbor Club means having the best of downtown San Diego right at your doorstep, with the feeling of a true retreat waiting for you every time you come home. Residents of the Harbor Club are treated to an array of lavish, resort-inspired amenities that encompass a round-the-clock front desk service, a state-of-the-art gymnasium, an exquisite pool deck, a sociable club room, and a versatile library/business center, among numerous other perks. Nestled in the much-coveted Marina District, the Harbor Club boasts unparalleled ease in traversing the neighborhood on foot, granting effortless access to an array of transportation options, delectable dining establishments, retail therapy, the iconic ballpark, the pulsating Gaslamp Quarter, the artsy East Village, and the scenic Embarcadero – an idyllic setting for serene walks alongside the bay.

100 Harbor Drive Unit 906, Downtown

Listing courtesy of Listing Agent: Gregg Neuman (gregg@sellsandiego.com) from Listing Office: Berkshire Hathaway HomeServices California Properties.

$699,000

2 Beds ⋅ 2 Baths ⋅ 260024163SD MLS

Welcome to a truly special residence in the iconic El Cortez, where historic San Diego character meets beautifully updated modern living. This light-filled 2-bedroom, 2-bath corner residence offers 1,032 square feet with 9-foot ceilings, gorgeous hardwood floors, crown molding, deep baseboards and classic wood sash windows that preserve the architectural charm of this landmark building. The renovated open-concept kitchen features marble countertops, black stainless-steel appliances and designer lighting, while both bathrooms have been thoughtfully updated with elevated finishes. Large windows fill the home with natural light and frame sweeping city views along with a peek of the bay. The spacious primary suite includes custom closet organization and a beautifully appointed bath with a hydrotherapy soaking tub. Set above the energy of Downtown in desirable Cortez Hill, El Cortez offers an extraordinary sense of history while placing Balboa Park, Little Italy, dining, entertainment and the waterfront within easy reach. The El Cortez is a designated historic landmark, and this residence may offer the opportunity to pursue Mills Act property-tax savings, subject to buyer application, qualification and approval. A rare combination of architectural character, views, modern updates and an unmistakably San Diego address. Property is FHA and VA approved. The El Cortez is one of San Diego’s most recognizable historic landmarks, offering a unique combination of architectural character and contemporary Downtown living. Residents enjoy community amenities and an exceptional Cortez Hill location with convenient access to Balboa Park, Little Italy, the waterfront, restaurants, entertainment and major freeways. The building’s historic designation may provide Unit #704 with the opportunity to pursue participation in the Mills Act program and potential property-tax savings. Unit is not currently under a Mills Act contract; eligibility, application requirements, approval and any potential tax benefits should be independently verified by buyer with the City of San Diego and appropriate professionals. Buyer and buyer’s agent to verify all information prior to close of escrow.

702 Ash St Unit 704, Downtown

Listing courtesy of Listing Agent: Tulane Joseph (info@thejosephrealtyteam.com) from Listing Office: The Agency.

$649,900

1 Beds ⋅ 1 Baths ⋅ 260024144SD MLS

Tucked inside the gated Park Row community in the heart of the Marina District, this desirable upper residence offers a rare combination of courtyard living, skyline views, and two private balconies. And all just steps from the Gaslamp, Little Italy, and the Embarcadero. Inside, vaulted ceilings and a skylight fill the main living area with natural light, centered around a cozy fireplace. Sliding doors open to a private balcony, ideal for morning coffee or evening entertaining, while travertine flooring runs seamlessly through the dining area, kitchen, and ensuite bathroom. The main-floor bedroom features a built-in Murphy bed with custom cabinetry and a wall of storage, giving you flexible space that converts easily from bedroom to home office or den, with direct balcony access. Upstairs, a versatile loft area, currently used as a second bedroom, includes three closets, barn door, and its own private balcony with skyline views — one of only six units in Park Row with this loft-level outdoor space. Upgrades include a tankless water heater and new electrical outlets and switches throughout, adding everyday efficiency to this move-in-ready home. Park Row residents enjoy resort-style amenities, beautifully landscaped grounds, and surprisingly low HOA fees - all within moments of the waterfront, Seaport Village, Little Italy, and the best of downtown San Diego. There is no other development like Park Row in Downtown; beautiful garden-setting with sparkling fountains, a plethora of flowers, trees, real green grass and courtyards to boot. With no elevators, long corridors or hallways; rather “ease of access” walk-up style residences, it offers a serene escape for those seeking the charm of urban living without the high-rise hustle. Nestled beside the historic Pantoja Park, this tranquil community invites you to stroll to The Headquarters, Seaport Village, the Gaslamp Quarter, and the scenic waterfront, with Downtown San Diego's cultural highlights just steps away. Beautifully landscaped grounds enhance the peaceful ambiance, while amenities such as clubhouse, year-round heated pool, and spa create a relaxing retreat. Plentiful visitor parking is an added perk, and additional parking, storage options, bike storage, and an EV charging station are available through the HOA. Embrace the perfect balance of city convenience and peaceful living at Park Row—welcome home!

701 Kettner Blvd Unit 154, Downtown

Listing courtesy of Listing Agent: Gregg Neuman (gregg@sellsandiego.com) from Listing Office: Berkshire Hathaway HomeServices California Properties.

$694,900

1 Beds ⋅ 1 Baths ⋅ 260024112SD MLS

SAPPHIRE TOWER ~ 22nd Floor ~ Panoramic City & Bay Views! Upscale, Boutique Tower conveniently located steps to Little Italy & 4 blocks to Whole Foods! Live Above it All in this Luxury 1 Bed/1 Bath with Captivating Views! Walls of Glass, 10ft Ceilings, Spacious Covered Balcony, Island Kitchen with Dacor Gas Cooktop & Oven, Wood & Stone Flooring, Roll Down Shades, Large Walk-in Closet, Bathroom features Tub/Shower & Dual Vessel Sinks. Only 4 Units per floor! Premium End Parking Space on Level 1! Gorgeous Pool, Spa, BBQ & Fireplace Terrace, Club Room, Gym & 24 Hour Attended Lobby. Ideal Chic San Diego Residence OR Investment, with established corporate rental history over the last 13 years!

1262 Kettner Blvd Unit 2203, Downtown

Listing courtesy of Listing Agent: Tugg Snowbarger (tsnowbarger@yahoo.com) from Listing Office: Grand Pacific Properties Group.

$1,200,000

2 Beds ⋅ 3 Baths ⋅ 260023866SD MLS

A rare opportunity to enjoy the space and comfort of a traditional home with the convenience of Downtown living. Set within Watermark, an intimate boutique building in the heart of the Marina District, this southeast corner residence stands apart with high ceilings, generous room proportions, abundant natural light, and a large, covered terrace. Watermark is known for its wide hallways, oversized residences, and private residential atmosphere, a refreshing alternative to larger high-rise towers. Enjoy first-floor convenience while elevated more than 12 feet above street level for added privacy and security. Freshly refinished maple floors flow throughout the spacious living and dining areas, enhanced by tray ceilings, recessed lighting, French doors to the terrace, and a full wall of custom built-in bookcases and cabinetry. The open kitchen features rich wood cabinetry, stainless appliances, breakfast bar, wall oven, cooktop, and walk-in pantry. A glass-enclosed library with French doors is ideal as an office or den. The primary suite offers a walk-in closet, custom built-ins, and bath with dual vanities, soaking tub, and separate shower. The second bedroom includes an ensuite bath, custom closet built-ins, and terrace access. A powder room and dedicated laundry room complete the home. Just blocks from the waterfront, Seaport Village, parks, dining, shopping, and entertainment. Watermark is the Marina District's best-kept secret! This charming boutique mid-rise building, covering a full city block, includes just 96 units. Built in 1992 when land cost was less expensive, the developer was able to offer larger-than-average room sizes, full-size/non-tandem parking spaces, spacious hallways, enchanting courtyards on both sides of the building, spacious residences, and a fifth floor reserved solely for amenities. Residents enjoy a well-equipped fitness center, clubroom with full kitchen, plus a rooftop deck with outdoor lounge, BBQ, and dining areas. Sophisticated and elegant, Watermark's boutique size offers a welcome change from the hustle and bustle of the other downtown districts and the crush of the high-rise developments. Located across from Pantoja Park, San Diego's oldest public park, Watermark offers a variety of city skyline views, serene park vistas and some bay views. Come and visit and you will come home to stay!

650 Columbia Street Unit 115, Downtown

Listing courtesy of Listing Agent: Gregg Neuman (gregg@sellsandiego.com) from Listing Office: Berkshire Hathaway HomeServices California Properties.

$585,000

2 Beds ⋅ 2 Baths ⋅ 260023826SD MLS

Experience the best of Downtown San Diego living in this stunning 1,119 SF, 2-bedroom, 2-bathroom corner residence at The Lofts @ 777 Sixth Avenue, perfectly situated in the heart of the Historic Gaslamp Quarter. Expansive walls of windows flood the home with natural light, complementing the open-concept floor plan and creating an inviting space ideal for both everyday living and entertaining. Enjoy a private balcony, warm wood flooring throughout, and an updated kitchen featuring custom neutral finishes. Designed with both style and functionality in mind, the home offers a spacious primary bedroom with custom California Closets, a versatile loft-style second bedroom ideal for guests or a home office, additional California Closet storage in the entryway, central air conditioning, in-unit laundry, and brand-new custom roller shades. Every detail has been thoughtfully selected to maximize comfort, storage, and modern urban living. Residents enjoy access to a fitness center, beautifully landscaped BBQ terrace, secure controlled entry, gated parking garage with One (1) reserved parking space, and the convenience of an on-site coffee shop. Just blocks from Petco Park and moments from the Convention Center, Seaport Village, the Embarcadero, premier dining, shopping, nightlife, and endless entertainment, this exceptional residence offers the ultimate Downtown San Diego lifestyle. Some photos may include virtual staging or digital enhancement.

777 6th Ave Unit 319, Downtown

Listing courtesy of Listing Agent: Max Reynolds (max@reynoldspropmgmt.com) from Listing Office: Reynolds Realty Corporation.

$700,000

2 Beds ⋅ 2 Baths ⋅ 260023763SD MLS

An incredible opportunity in Downtown San Diego, this 2 bedroom, 2 bathroom Marina District residence combines a desirable corner location, low HOA dues, two parking spaces, and extensive upgrades and amenities. Located on the 5th floor, the 1,024 sq ft home features southwest views over Palm Trees Garden toward the San Diego Convention Center, abundant natural light, two private balconies, and only one shared wall along the secondary bedroom and hallway bathroom. The open-concept floor plan includes LVP flooring, recessed lighting, ceiling fans, dual-pane windows, custom blackout blinds, and central air. The remodeled kitchen features quartz countertops, a marble backsplash, stainless steel appliances, and bar seating. The primary bedroom offers an en-suite bath and walk-in closet, while the secondary bedroom includes a built-in desk and cabinetry for a home office or workspace. Just outside the unit is the community rooftop deck with BBQs, tables, and seating, creating an extended outdoor entertaining area. Additional features include in-unit washer/dryer, two side-by-side parking spaces, gated entry, elevator access, and an exercise facility. HOA dues include water, trash, Google Fiber internet, and master insurance. Petco Park is just a few blocks away, the Convention Center is directly across the street, and the Gaslamp Quarter, Seaport Village, waterfront, restaurants, and coffee shops are nearby. With its location, upgrades, parking, low HOA dues, and access to Downtown San Diego, this is one you’ll want to see in person.

350 K Unit 502, Downtown

Listing courtesy of Listing Agent: Lindsay Shuman (lindsay@lindsayshuman.com) from Listing Office: Real Broker.

$876,000

3 Beds ⋅ 2 Baths ⋅ 260023723SD MLS

ARIA, top of Cortez Hill. Fabulous residence w/14' floor windows. 3 bed, 2 bath, Huge Laundry ROOM w/full size washer/dryer. Great natural light throughout. Features over-sized 30' x 12' private patio, perfect for entertaining large group or a romantic evening for 2. Includes walk-in pantry, highly upgraded finishes in bathrooms & kitchen, Beautiful hardwood floors & 2 parking spaces. Open floor plan & natural light of this exquisite residence. Property is Leased until 01/31/27 at $4,400.00 per month. Aria has a lap swimming pool, spa, well-equipped fitness room, community room for entertaining or use as a private meeting space, on-site property management and daily cleaning service of all common areas.

1441 9th Ave Unit 103, Downtown

Listing courtesy of Listing Agent: Mike Althof (mike.althof@gmail.com) from Listing Office: Hunter & Maddox Intl. Inc..

$515,000

1 Beds ⋅ 1 Baths ⋅ 260023688SD MLS

Experience elevated downtown living in this beautifully appointed 1-bedroom, 1-bath residence at the iconic Electra, one of Downtown San Diego’s most prestigious and historically significant high-rise communities. Offering 656 square feet of thoughtfully designed living space, this home features soaring ceilings and an open-concept layout that creates a bright, spacious, and inviting atmosphere filled with natural light. The kitchen is designed for both functionality and entertaining, complete with granite countertops, a breakfast bar with seating, and seamless sightlines into the living area. Premium appliances include a large GE refrigerator, Bosch oven and dishwasher, and a 4-burner gas cooktop. Elegant travertine finishes enhance the bathroom, while hard-surface flooring flows throughout the residence for a clean and modern feel. The current bedroom configuration features a sliding door entry that creates a cozy and comfortable retreat while still maintaining the open and airy feel of the home. It's an ideal setup for maximizing both privacy and functionality within the space. One of the most convenient and desirable features of this residence is the assigned parking space being located on the same level as the unit itself. This allows residents to come and go with minimal elevator use, making grocery runs, daily errands, and carrying luggage significantly easier and more convenient. It's a rare and highly valued feature in downtown high-rise living that adds meaningful comfort to everyday life. Additional highlights include a newer stacked washer and dryer and the option to purchase the home fully furnished, offering a truly turnkey opportunity. Whether you're seeking a primary residence, second home, or investment property, this unit delivers exceptional flexibility and convenience. Residents of Electra enjoy an unmatched lifestyle with resort-style amenities including a luxurious social lounge, the building’s signature 60-foot soaring atrium, pool, spa, fitness center, steam room, sauna, BBQ area, beautifully landscaped garden spaces, and 24-hour security. Ideally located in the heart of Downtown San Diego, you'll enjoy effortless access to Little Italy, the Waterfront, Marina District, and the Gaslamp Quarter, placing some of the city's finest dining, entertainment, and cultural attractions just moments away. This is a rare opportunity to own a light-filled residence that combines modern comfort, timeless elegance, and exceptional convenience in one of San Diego’s most sought-after luxury towers.

700 W E St Unit 403, Downtown

Listing courtesy of Listing Agent: Marvin Gomez Arias (contact@marvingomez.com) from Listing Office: Keller Williams San Diego Metro.

$1,185,000

PW26210698 MLS

Commercially zoned property in the heart of Downtown Fullerton. Great exposure to Harbor Blvd. Commercially Zoned with residential use. Verify permits with City

708 N Harbor Boulevard, Fullerton

Listing courtesy of Listing Agent: Cameron Irons (CIrons@SVN.com) from Listing Office: SVN / Vanguard.

$599,900

2 Beds ⋅ 2 Baths ⋅ 260023550SD MLS

Live where San Diego comes to play. Set in the heart of Little Italy, just blocks from the waterfront, this Acqua Vista residence puts the city's most celebrated dining, coffee, and culture right at your doorstep. Stroll to the Saturday Mercato farmers market, grab espresso on India Street, catch the sunset along the bay, or hop the trolley to the ballpark, the Gaslamp, and beyond, with quick freeway access when you want to venture farther. Inside, the home is freshly updated and truly move-in ready, featuring new interior paint, waterproof luxury vinyl plank flooring, and a brand-new suite of matching stainless steel appliances. The split-bedroom floor plan lives larger than its footprint, with floor-to-ceiling windows in both bedrooms flooding the space with natural light. The spacious primary suite opens to a private balcony, the perfect spot to take in the coastal breeze. An in-unit stackable washer and dryer and a valet parking space complete the picture. Little Italy living, bay breezes, and everyday ease: all in one of Downtown San Diego's most sought-after neighborhoods. Downtown San Diego's Little Italy is a vibrant culinary and cultural hotspot, beloved for its rich history and modern flairs. Classic restaurants like Mona Lisa and Civico 1845, alongside new favorites Ironside, Juniper & Ivy, and Craft & Commerce, make it a go-to for local foodies. The neighborhood is filled with cafes, bakeries, boutiques, bars, and wine shops, perfect for an evening wander. The Little Italy Association also keeps the calendar full with community events such as art walks, car shows, the yearly Little Italy Festa, and a vibrant Farmers Market on Wednesdays and Saturdays. Don’t forget the NoLi Art & Design District, a vibrant hub that includes a collection of retail outlets, designer boutiques, and art galleries, all boasting unique home items and rare discoveries to help you curate the perfect ambiance for your new residence. . With the airport just minutes away, frequent travel becomes effortlessly convenient to boot. Acqua Vista features complimentary valet parking for residents, 24/7 security and lobby attendants, a fitness center, and an 8th floor pool and spa deck, barbecues and lounge area. Residents can also take advantage of the community’s electric vehicle charging stations. *Have a 2nd vehicle? The HOA leases additional parking spaces too!*

425 W Beech Street Unit 408, Downtown

Listing courtesy of Listing Agent: Gregg Neuman (gregg@sellsandiego.com) from Listing Office: Berkshire Hathaway HomeServices California Properties.

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Based on information from CRISNet MLS as of All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed.